Analyzing Black History Sites Essay Example | Topics and Well Written Essays - 1250 words

Analyzing Black History Sites - Essay Example The complex was established in year 1989 under the guidance of the Wajumbe Cultural Institution, Inc., and the San Francisco African American Historical Society. The new non-profit organization was named â€Å"The Center for African and African American Art and Culture† (lately the name was simplified). A financing of the organization comes in many different ways. There are two constant funders: The Department of Children, Youth and Family, and The San Francisco Arts Commission. Also there is a donation option for sponsors and people, who just want to support the center or volunteer in its projects. The site is located on 762 Fulton Street (which is the center of the city of San Francisco, CA), and takes up pretty much space (34,000 sq. ft). Such a big territory was received for the center in order to satisfy the Blacks community needs1, which means that the amount of black people in San Francisco is big enough to form quite strong and influential community that wants to devel op its culture and extend it widely. The destiny of Blacks in San Francisco is quite hard; through their history in this city there were many troubles and obstacles appeared in their way to free implementation of their native culture. First African Americans settled in San Francisco in the middle of 19th century as slaves of white owners of their, since early 20th century they began to develop small communities to preserve their culture and stay together to support each other, many black residents came to the city looking for a better life and searching for resources. According to Jan Batiste Adkins’s research, the population of African Americans in San Francisco started to increase in the first part of the 20th century, after the II World War a big amount of Blacks moved to California to work in a big industry. This pretty much expanded the community of

Minicase Raines and Warren Finance Essay Example for Free

Minicase Raines and Warren Finance Essay The disadvantage of using company collateral to back the bonds is, the asset used as collateral cannot be sold during the term of the bond and must maintain its value. 2. Seniority of the bond. The seniority of the bond is the order in which bonds will be paid in the event of bankruptcy. The more senior the bond, the higher priority of being paid if there is a bankruptcy, and the lower the coupon rate because the risk to the bond owner is lower. 3. The presence of a sinking fund. A sinking fund is an account set up by the trustee of the bonds. The trustee saves and pools money to purchase, pay off, or call bonds early. Setting up a sinking fund will lower the risk, thus lowering the coupon rate. The risk to the company is not having available funds to feed the trust. 4. A call provision with specified call dates and call prices. A call provision could be included to call the bonds if interest rates drop substantially. The call provision will raises the coupon rate but protect you from paying a high rate for a long period in the event rates drop. 5. A deferred call accompanying the call provision. A deferred call accompanying the call provision would give the bond purchaser a protection period where the bond could not be called. Adding this provision will prohibit you from calling the bond for a set time (call period), and puts you at risk of paying a high interest rate for the deferred period. Therefore, you have a lower coupon rate than a call provision with no deferral period but still higher than a bond with no call provision at all. 6. A make-whole call provision. A make-whole call provision is the safest call for the investor and a lower coupon rate for you. The discount rate is based on the current Treasury rate plus a small-specified percentage. The investor is protected by being made whole if there is a call. 7. Any positive covenants for purchaser and some SS might consider. Positive covenants on bonds are proactive and reduce the coupon rate. Applying positive covenants to the bond makes it more attractive and secure to the investor by applying conditions that protect the investor’s interest. You may wish to consider a covenant to furnish your audited financial statements to the investors. This is something you already do and it would decrease the coupon rate. If you choose to secure with assets (see number 1), including a covenant to assure that the asset is in good working condition would lower the coupon rate. 8. Any negative covenants for purchaser and some SS might consider. Negative covenants on bonds are restrictive and reduce the coupon rate. Applying negative covenants to the bond makes it more attractive to the investor but may hinder the operation by putting limitations on your business actions. You may want to consider a clause that you will not merge with another firm and that you will not issue any additional long-term debt. 9. A conversion feature. A conversion feature allows a bond to convert to stock and unless your company is planning to go public, this would not apply to you. If SS has any plans to go public, you should consider a conversion feature. This feature would benefit the bondholders if the company did go public and if included could lower the coupon rate. 10. A floating-rate coupon. A floating-rate coupon is much like an adjustable rate loan. The coupon rate, tied to a published rate such as the Treasury bill interest rate over a set period, is adjusted per a set schedule such as every six months. There is a disadvantage of doing this when rates are low but will be more attractive to the investor, thus a lower margin. A cap on how much the rate can be increased or decreased would be a good addition if you choose this option. This would be a consideration if you choose not to have a call provision.

Analysis of Healthcare in California

Analysis of Healthcare in California By Team Bluefish: Brenda Benavides Liyang Hayworth Janelle Moulder Jesse Phillips Timothy Weigand Melecia Wright Introduction In recent years, United States healthcare expenditure focused on expanding health care coverage and increasing access to medical services. For example, the state of California has been grappling with the burden of cardio-metabolic diseases such as diabetes and obesity. Though billions of dollars are spent annually to treat these lifestyle diseases, the prevalence of both obesity and diabetes is still on the rise (Meng, Pickett, Babey, Davis, Goldstein, 2014; Mirzadehgan, Harrison, DiSogra, 2004). While access to basic health services is critical to maintaining health status, it is important to also acknowledge and capitalize on the roles of social, economic and/or environmental determinants contexts within which people live as they hold tremendous potential to positively influence health status. The objective of this Issues Summary is to address the current status of health care spending in California and demonstrate how an emphasis on the underlying social, economic, and environmental determinants of health may reduce financial hardship for the state while managing its most problematic chronic diseases more effectively in the long term. Background History Although health care spending in California is high, quality of care for individuals is low. Quality of care remains low because approximately 20% of California’s population is uninsured, and the majority of these individuals avoids seeing a doctor until emergency care is required (Helfand, 2011; â€Å"Emergency as normal†, 2002). This reliance on emergency care, which should act as a safety net and not a patient’s primary source of health care, leads to steep health care costs. Healthcare spending in California has come under scrutiny since the passing of the Patient Protection and Affordable Care Act (ACA) in 2010. In that year’s general elections alone, two health care spending measures were approved for the ballot. Proposition 45 would force health insurance companies to be more transparent about rate hikes and increase accountability through mandated review of requested rate changes. The other, Proposition 46, was meant to increase accountability from healthcare providers. The measure specifically required random drug testing for doctors and that those found to be impaired would face disciplinary action from the California Medical Board. Proposition 46 also proposed an increased cap on pain and suffering damages from medical negligence lawsuits. These propositions encourage increased vigilance from doctors with the aim of ultimately improving the quality of the services administered. However popular, neither of these propositions capitalized on t he potential for decreasing direct healthcare expenditures while increasing quality of care. With the increased financial cost of cardio-metabolic disease, Californians have recognized the strain that chronic disease such as diabetes and obesity-related illnesses put on the state’s health care system, as evidenced by recent policies such as Senate Bill 1000, which outlines the potential consequences of soda consumption and subsequently reduce its demand (â€Å"Warning Labels on Sugary Drinks†). Providing health education and more affordable preventative care services to vulnerable populations can significantly reduce the burden of chronic disease and its related healthcare costs. Current Status In 2011, nearly one-third of hospitalizations among Californians age 35 and older were related to diabetes; interestingly, only 8.4% of California adults had diabetes (Meng et al., 2014). According to the California Health Interview Survey (CHIS) in 2009, 22.7% of California adults were obese based on their body mass index (Cook et al., 2013). Obesity is strongly associated with the incidence of chronic diseases, including coronary heart disease, type 2 diabetes and hypertension (Cook et al., 2013). The rising prevalence of obesity and diabetes in the United States is of particular concern among low income and minority populations (Melius, 2013). Researchers have shown that income is negatively associated with adolescent obesity: youth from low-income families were more likely to be obese than their higher income counterparts (Babey, Hastert, Wolstein, Diamant, 2010). This inverse correlation suggests that a successful intervention against obesity and its related diseases should address the conditions that drive differential behaviour and nutritional patterns in people of various socioeconomic strata (Melius, 2013). One such intervention is the proposed â€Å"soda tax† that will be on the ballot in Berkeley and San Francisco in this November’s general election. Evidence suggests that when prices of sugary drinks increase, â€Å"consumers, including low-income consumers, [make] more nutritious purchases† (Varney, 2014). The â€Å"soda tax† is estimate d to â€Å"prevent 240,000 cases of diabetes per year† according to Dr. Bibbins-Domingo, a professor of medicine at UCSF, who co-authored a study on the tax (Cook, 2014). In addition, the tax revenue generated by this measure may be utilized for programs focused on childhood nutrition (Cook, 2014). While taxes on unhealthy foods may be highly controversial, California may consider adopting other strategies that target nutritional choices and low-income populations throughout the state. Differential factors in the physical environment are also an issue. For instance, low income diets and neighbourhoods are characterized by low intake of vegetables and high consumption of fast food due to the lack of supermarkets in low-income neighborhoods (Melius, 2013). Additionally, access to public parks and other sites of recreation encourage increased physical activity, which can influence the development of obesity and diabetes (Melius, 2013). However, public parks are more likely to be absent or in a state of disrepair in low-income neighborhoods, due to limited funding or resources. Zoning regulations and incentives programs can be effective ways to produce changes in the physical environment. Finally, home environments that do not encourage healthy eating habits from an early age or encourage regular physical activity contribute to the development of obesity-related conditions (Meng et al., 2014). However, healthy eating habits and a healthy, active lifestyle is a learned behavior, which requires adequate health education, particularly early in life. Diabetes and obesity, and their comorbid conditions are expected to continue to increase in prevalence. It is absolutely essential to address the underlying factors contributing to obesity-related illnesses. With the current state of health care expenditures for acute care of largely preventable conditions, it is imperative that California consider measures that will maximize health status within the confines of a tight state health care budget (Meng et al., 2014; Helfand, 2011). These measures must include increasing access to preventative care or early intervention in the care of chronic disease. Recommendations Pandemic obesity and diabetes in the state of California and across the nation is a call to action to develop prevention strategies, rather than solely focusing and relying on providing primary health care. Both lack of physical activity and poor diet (high carbohydrate, high fat, and low fiber intake) increase the risk of developing obesity and diabetes. As such, our proposed policies are 1) establishing amicable environments encouraging physical activities 2) promoting healthy and nutritious dietary intake at a young age and 3) providing access to affordable preventive health care. The proposed policies intend to modify underlying causal determinants of disease and therefore improve the health of the general population and reduce health care related costs. Recent surveys and research on California’s population have shown that diabetes and obesity will continue to be of significant concern for the health status of the state’s population in coming years. While creating an environment where people can exercise and engage in regular physical activity and ensuring access to affordable health care are important steps to take in order to manage these diseases, we recommend prioritizing social policies aimed at improving nutrition and lifestyle choices. Californians are receptive towards policies that address social determinants of health, including early childhood nutrition, and these policies can have a tremendous impact on health outcomes in the long term at a lower cost than would be required of policies that simply increase health care services. Two policies recently approved in California that address social determinants of health are Senate Bill 402 and Assembly Bill 290. Senate Bill 402 was enacted in 2013 and requires that all hospitals with a prenatal unit adopt an infant-feeding policy that is equivalent to â€Å"Ten Steps to Successful Breastfeeding† (De Leà ³n, Pavley, 2013). It was adopted to manage obesity in California by addressing early life nutrition, supported by evidence that â€Å"early infant-feeding practices can affect later growth and development, particularly with regard to obesity† (De Leà ³n, Pavley, 2013). Assembly Bill 290 also aims to prevent obesity by ensuring that child care centers have an employee with â€Å"at least one hour of childhood nutrition training† as part of an already required health and safety training (California Senate, 2013). The bill targets child care centers because child care participation is at an all-time high, so they are a great space to reach a l arge number of youth at an age when â€Å"lifelong nutrition habits are formed† (California Senate, 2013). These policies have great potential to stem obesity and its associated chronic diseases and reduce healthcare costs in the future. In order to achieve our goals to positively influence health status in California, we recommend enlisting public health practitioners more frequently in the policy making process. With their background in health, social and economic determinants, and fluency in interpreting data from academically-driven research, public health practitioners are an untapped resource for policymakers. In fostering this collaboration between public health providers and our state policymakers, we will effectively bridge the data gap and provide the opportunity to maximize health status, while minimizing health care expenditures. The collaboration would promote active assessment of the impact of policy change, which can increase recognition of social determinants of health and of inter-sectoral responsibility for health (Oxford, 2013). References Author Unknown (Jun 2002). Emergency as normal. The Economist. Retrieved from  http://www.economist.com/node/1168001 Author Unknown. (n.d.). Warning Labels on Sugary Drinks. California Center for Public Health  Advocacy. Retrieved from  http://www.publichealthadvocacy.org/resources/warninglabel/WarningLabel_PressKit_FINAL.pdf Babey, S., Hastert, T., Wolstein, J., Diamant, A. (Nov 2010). Income disparities in obesity trends  among California adolescents. American Journal of Public Health, 100(11):2149-55. Retrieved from  http://www.ncbi.nlm.nih.gov/pmc/articles/PMC2951974/ Babey, S., Wolstein, J., Krumholz, S., Robertson, B., Diamant, A. (Mar 2013). Health Policy  Brief: Physical Activity, Park Access and Park Use among California Adolescents. UCLA Center for Health Policy. Research. Retrieved from  http://healthpolicy.ucla.edu/publications/Documents/PDF/parkaccesspb-mar2013.pdf California Senate. (2013). AB 290 (Alejo), Child day care: childhood nutrition training.  Retrieved from  http://leginfo.ca.gov/pub/13-14/bill/asm/ab_02510300/ab_290_bill_20131011_chaptered.pdf Cook, C. (Oct 2014). Big Soda’s false populism. Los Angeles Times. Retrieved from  http://www.latimes.com/opinion/op-ed/la-oe-1028-cook-soda-tax-poor-people-20141028-story.html Cook, S.N., Giddings, B.M., Parikh-Patel, A., Kizer, K.W., Kwong, S.L., Bates, J.H., Snipes,  K.P. (Dec 2013). Obesity-Linked Cancers: A California Status Report, 1988-2009. Sacramento, CA: California Department of Public Health, California Cancer Registry. Retrieved from  http://www.ccrcal.org/pdf/Reports/CA_California1988-2009_Obesity_v6.pdf DeLeon, Pavley (2013). Senate Bill No. 402: Breastfeeding. California Senate. Retrieved from  http://www.leginfo.ca.gov/pub/13-14/bill/sen/sb_0401-0450/sb_402_bill_20130220_introduced.htm Diamant, A., Babey, S., Wolstein, J., Jones, M. (Aug 2010) . Health Policy Research Brief   Obesity and Diabetes: Two Growing Epidemics in California. UCLA Center for Health Policy Research. Retrieved from  http://healthpolicy.ucla.edu/publications/Documents/PDF/Obesity%20and%20Diabetes%20Two%20Growing%20Epidemics%20in%20California.pdf Helfand, Duke (Dec 2011). California’s healthcare spending per person among lowest in U.S.  Los Angeles Times. Retrieved from http://articles.latimes.com/2011/dec/07/business/la-fi-california-health-spending-20111208 Kelin, L., Ming, M. (Sep 2013). Racial and Ethnic Disparities in Leisure-time Physical  Activity in California: Patterns and Mechanisms. Race and Social Problems, 5(3):147-156. Retrieved from  http://www.ncbi.nlm.nih.gov/pmc/articles/PMC3779616/ Meng, Y.Y., Pickett, M., Babey, S., Davis, A., and Goldstein, H. (May 2014). Diabetes Tied to a  Third of California Hospital Stays, Driving Health Care Costs Higher. UCLA Center for Health Policy Research. Retrieved from  http://publichealthadvocacy.org/_PDFs/1in3/DiabetesHospitalStudy_PolicyBrief_FINAL.pdf Melius J. (2013). Overweight and Obesity in Minority Children and Implications for Family and  Community Social Work. Social Work in Public Health, 28:2, 119-128, DOI:  10.1080/19371918.2011.560821 Mirzadehgan, P., Harrison, G.G., DiSogra, C. (Dec 2004). Health Policy Fact Sheet: Nearly  One in Five California Adults Obese and Most Still Gaining Weight. UCLA Center for Health Policy Research. Retrieved from  http://healthpolicy.ucla.edu/publications/Documents/PDF/Nearly%20One%20in%20Five%20California%20Adults%20Obese%20and%20Most%20Still%20Gaining%20Weight.pdf Varney, S. (Oct 2014). Soda-makers Try To Take Fizz Out Of Bay Area Tax Campaigns. NPR.  Retrieved from  http://www.npr.org/blogs/thesalt/2014/10/27/359325115/soda-makers-try-to-take-fizz-out-of-bay-area-tax-campaigns 1

Voodoo :: essays research papers fc

Voodoo Fon is spoken by over half the people of Benin and it is the mother tongue of voodoo. In Fon the root word for voodoo is vodoun that means spirit or god. Voodoo had its origins over 350 years ago in West Africa. In fact Allada, a small town in Benin, is often called the 'cradle of voodoo'. In 1996, January 10th became National Voodoo Day in honor of its followers that make up 65% of Benin population. The religion Vodoun was a by-product of the slave trade. This Yoruban religion was carried to Haiti in a slave trade from Dahomey, which is currently called Benin. Once in Haiti, the slaves were forced to adopt Catholicism. Desiring to keep their native practices, the slaves continued to perform their rituals in private. They transposed Catholic saints onto the tribal deities, called loa, to please their owners. Instead of hindering the faith of the slaves, the incorporation of the saints added something new to their religion. Because of this they included into their rituals statues of the saints, candles, and other Christian relics. It is combinations like this that form religions such as Santeria, a blend of Voodoo and Spanish Catholicism, that proves what a malleable religion it is. Voodoo has spread throughout the world into major communities on Rio de Janeiro, New Orleans, Miami, and New York city. Vodoun has as many as 50 million followers throughout the world now.   Ã‚  Ã‚  Ã‚  Ã‚  Although varieties of this religion occur in different regions there are some basic tenets common among them. They all believe that the pulse of life resides in nature's elements like fire or wind. This force is also in union with the dead and thus fosters a belief that they should be respected through rituals. They believe that all things are the creation of the loa, and at the same time part of the lao and are to be servants to them. The loa take part in our world and act as intermediaries between human being and the higher god, Bodye. The practitioners of Vodoun believe that when a soul dies it become a sprit or loa. These spirits often 'posses' the living during rituals. When 'possessed' the believer dances, offers animal sacrifices, falls into a trance, or may even disappear. When these rituals are performed a group (societe) come together in a sanctuary (hounfort) where they are revolved around a priest (hougan) or priestess (mamba). These societes are crucial in the structure within small Haitian villages. They are positive forces in establishing communal cohesion and over-riding gender barriers.   Ã‚  Ã‚  Ã‚  Ã‚  For whatever good is served, Voodoo can also bring evil.

Eymp 2 1.1

Explain each of the areas of learning and development and how these are interdependent |Area of Development |How it is interdependent | |PSED – This area ensures children make positive relationships |Communication and language for e. g. aking relationships as often| |with other children and that children have awareness of their |communication can be the foundation of building relationships | |body and have self-confidence, children will also be able to | | |manage their feelings and their behaviour. | |Physical Development- moving and handling, Health and self-care, |PSED- need self confidence to join in physical activity with | |understand how important Physical development is. |friends. | | |Self confidence for self care | | |Positive relationships with someone to teach self-care. |Communication and Language |PSED- may not have confidence to speak | |Listening and attention |Literacy-may not be able to read something out to speak | |Understanding | | |Speaking | | |Li teracy |Physical Development If the child doesn’t have fine motor skills | |Reading |then they will struggle to hold a pencil to write their name | |Writing |Communication- Have trouble reading out loud | | |PSED – no confidence to read aloud, don’t have anyone to read | | |with so it’s hard to make progress. | |Mathematics |Literacy- Cant read, won’t understand numbers. |Numbers, Shape, space and measure |PSED- Counting together- self-confidence can’t play games won’t | | |be able to communicate properly. | |Understanding of the world |PSED- Begins to have their own friends- needs this to progress | |People and communities |knowledge | |The world |E. A. D Need pretend play to imitate every day actions | |Technology |P.D-need fine motor skills to make noises and explore the | | |environment | |Expressive arts and Design |PD- If you don’t have fine motor skills then you can’t develop | |Exploring Media and materia ls |your drawing skills e. g. can’t hold a pencil | |Being Imaginative |Communication – not understanding colours for example literacy | | |will be difficult to use media. | | |U. O. T. W, Can’t be imaginative as nothing to base it on. |

Advocates violence Essay

A hate group is â€Å"a group or movement that advocates violence against or unreasonable hate or hostility toward those persons or organizations identified by their religion, race, national origin, gender, sexual orientation, or disability† (Wikipedia, 2004). The ideology of hate groups is based on the inaccurate information using for disparagement. The members of hate groups prejudge each individual in the target group as â€Å"low† or â€Å"contemptible†. They believe in the supremacy of their race, religion and use the violence and intimidation as the tools of the infuence on the target groups. How they do it? Usual tactics of the hate group includes four main elements: dehumanizing or demonizing the target; use of the conspiracy, theories, possibly not well backed up or referenced; claiming for manifesting interests of majority, support of thef pseudo-scientific theories using as the background for their grudge against target groups. The Southern Poverty Law Center’s Intelligence Project reckoned up that 751 hate groups were active in the United States in 2003 (http://www. tolerance. org/maps/hate/state. jsp? T=12&m=2). The most infamous and oldest American hate group is the Ku Klux Klan. This movement joined more than 150 various hate groups. The target of the attacks of the Ku Klux Klan is blacks, Jews, immigrants and gays. Today the most active Ku Klux Klan organization in the USA is the Church of the American Knights of the KKK. This radical wing of the Ku Klux Klun is led by Jeff Berry and had strong prositions among other hate groups of the state of Indiana. While other KKK groups are trying to represent themselves as a civic organization for whites, the American Knights actively propagate strong measures against minorities. The credo of the American Knights is expressed in Jeff Berry’s speech: â€Å"We hate Jews, We hate niggers†¦. I’m a Yankee and I have never heard the word thank you in the nigger vocabulary†¦. We don’t like you niggers†¦ Tell me one thing your race has accomplished. † (ADL audio tape of Jasper rally, October, 1998 rally in Jasper, TX cited by http://www. adl. org/backgrounders/american_knights_kkk. asp). The same ideas we see in the Platform of the American Knights: â€Å"Enemies from within are destroying the United States of America. An unholy coalition of anti-White, anti-Christian liberals, socialists, feminists, homosexuals, jews [sic] and militant blacks have managed to seize control of our government and mass media. This gang of criminals and degenerates has declared war on the hard working, tax paying, White citizens †¦ The American Knights of the Ku Klux Klan plan to change things for the better. We shall liberate our nation from these savage criminals and restore law and order to America. † (cited by ADL backgrounder, 1999) But the hate groups do not only tell terrible words. They also do the terrible things. Every hour in the USA someone commits a hate crime. Every day at least eight blacks, three whites, three gays, three Jews and one Latino become hate crime victims. Every week a cross is burned. Three crosses were burned in the yard of a mixed-race family in the March of 2003 (Ladoga, IN). Swastikas and offensive messages were burned into the lawns of four residences (St. John, IN). The Knights of the Ku Klux Klan distribute their flyers throughout a neighborhood. According to FBI statistic â€Å"the greatest growth in hate crimes in recent years is against Asian Americans and gays and lesbians† (http://www. tolerance. org/pdf/ten_ways. pdf). But the noble Knights of KKK do their business only with hidden faces: â€Å"It is essential to the organization to allow members to preserve their anonymity since, if members are not allowed to appear in public without being able to maintain their anonymity, they will not participate in public events† http://en.wikipedia.org/wiki/Hate_group